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1987-04 RESOLUTION NO. 87-04 A RESOLUTION OF THE COMMUNITY REDEVELOP- MENT AGENCY OF THE CITY OF GRAND TERRACE APPROVING A PURCHASE CONTRACT AND BILL OF SALE AND CERTAIN OTHER MATTERS RELATING THERETO WHEREAS, the Community Redevelopment Agency of the City of Grand Terrace ( the "Agency" ) has heretofore issued its Community Redevelopment Agency of the City of Grand Terrace Residential Mortgage Revenue Bonds, Issue of 1981 ( the "Bonds" ) in the aggregate principal amount of $30, 000 , 000 pursuant to Resolution No. CPA 81-04 ( the "1981 s Resolution" ) adopted by the Agency on February 26 , 1981; and WHEREAS, pursuant to Sections 103 and 601 of the 1981 Resolution, the Bonds are secured by an irrevocable pledge of the Mortgage Loans, Pledged Revenues and Funds and Accounts (all as more particularly described in the 1981 Resolution) held by Security Pacific National Bank, as trustee ( the "Trustee" ) ; and i WHEREAS, pursuant to the 1981 Resolution, upon payment in full, whether at maturity or by prior redemption, or upon provision for payment in full of the Bonds, the Agency is entitled to receive all moneys or securities including all right, title and interest in any Mortgage Loans held by the Trustee free and. clear of any trust, lien or pledge of the 1981 Resolution; and WHEREAS, the Agency has heretofore entered into a Mortgage Loan Purchase Agreement dated March 17, 1981 ( the "Purchase Agreement" ) among the Agency, the Trustee and Crocker National Bank (the "Seller" ) pursuant to which the Seller agreed to deliver Mortgage Loans for purchase by the Trustee on behalf of the Agency with proceeds of the Bonds ; and WHEREAS, the Agency has heretofore entered into a Servicing Agreement dated March 17, 1981 ( the "Servicing Agreement" ) among the Agency, the Trustee and Crocker National Bank ( the "Servicer" ) pursuant to which the Ser- vicer" has agreed to maintain and service the Mortgage Loans purchased by the Trustee on behalf of the Agency with the proceeds of the Bonds; and WHEREAS, the Agency has determined that it is in the best interests of the Agency to sell the Agency ' s inter- est in the Trust Estate (as hereinafter defined) to Miller & Schroeder Financial, Inc. pursuant to the terms of a pur- chase contract and bill of sale presented at this meeting; NOW, THEREFORE, IT IS HEREBY RESOLVED AS FOLLOWS: Section 1 . Recitals . The above recitals, and each of them, are true and correct . Section 2 . Authorization to Sell . The sale of the Agency' s right, title and interest in and to ( i ) the cash, Mortgage Loans, securities and other assets ( including cash and non-cash proceeds of any of the foregoing) which are required to be released to the Agency pursuant to Sec- tions 612 and 1401 of the 1981 Resolution and ( ii ) all of the right, title and interest of the Agency under and pursuant to the provisions of all documents and agreements executed in connection with the issuance and sale of the Bonds , including, without limitation, the 1981 Resolution, the Purchase Agreement and the Servicing Agreement ( the "Agency' s Interest in the Trust Estate" ) for a purchase price of not less than $376, 500 is hereby authorized and approved and the Director is hereby authorized to determine the final purchase price which shall be incorporated in the purchase contract and , bill of sale executed on behalf of- the Agency pursuant to Section 3 hereof_. Section 3 . Approval of Purchase Contract and Bill of Sale. The proposed form of purchase contract and bill of sale between the Agency and Miller & Schroeder Financial , Inc. ( the "Purchase Contract and Bill of Sale." ) presented at this meeting is hereby approved and, subject to the provi- sions of Section 2 hereof, the Chairman and the Secretary are hereby authorized and directed, for and in the name of the Agency, to execute the Purchase Contract and Bill of Sale in substantially the form hereby approved, with such changes therein as the officers executing the same may approve, such approval to be conclusively evidenced by the execution and delivery thereof. Section 4 . Consent to Assignment . The Agency hereby consents to the assignment of the Purchase Contract and Bill of Sale by Miller & Schroeder Financial, Inc. to Meridian Bank, a Pennsylvania banking corporation ( "Meridian Bank" ) , as contemplated in the Purchase Contract and Bill of Sale . Section 5 . Direction to Trustee. The Trustee is hereby authorized and directed to do any and all things and to execute and deliver any and all documents which are determined ;to be necessary in order to consummate the sale of the Agency ' s Interest in the Trust Estate by the Agency -2- to Miller & Schroeder Financial, Inc. pursuant to the Purchase Contract and Bill of Sale and the assignment thereof to Meridian Bank . Section 6 . Direction to Seller . The Seller is hereby authorized and directed to do any and all things and to execute and deliver any and all documents which are determined to be necessary in order to consummate the sale of the Agency ' s Interest in the Trust Estate by the Agency to Miller & Schroeder Financial, Inc. pursuant to the Purchase Contract and Bill of Sale and the assignment thereof to Meridian Bank . Section 7 . Direction to Servicer . The Servicer is hereby authorized and directed to do any and all things and to execute and deliver any and all documents which are determined to be necessary in order to consummate the sale of the Agency ' s Interest in the Trust Estate by the Agency to Miller & Schroeder Financial, Inc. pursuant to the Purchase Contract and Bill of Sale . and the assignment thereof to Meridian Bank. Section 8 . Special Counsel. The proposal of Best, Best & Krieger , Riverside, California, to act as special counsel in this financing is hereby approved on the terms set forth in the proposal letter of said firm presented to this meeting and the Chairman or Vice-Chairman, or their designee, is authorized and directed to execute and cause said proposal letter to be delivered on behalf of the Agency. Section 9 . Other Acts . The Chairman, the Execu- tive Director, the Secretary, the Agency counsel , and any and. all other officers of the Agency are each authorized and directed 'in the name of and on behalf of the Agency to do any and all acts and to make any and all assignments, cer- tificates, requisitions, agreements, notices, consents, instruments of. conveyance, warrants and other documents which they or any of them might deem necessary or appropri- ate in order to consummate any of the transactions contem- plated by the agreements and documents approved pursuant to this Resolution. -3- Section 10 . Effective Date. This Resolution shall take effect from and after the date of its passage and adop- tion. Adopted this 12th day of November, 1987 . U " C f&irman of the Community Redevelopment Agency of the City of Grand Terrace ATTEST: Secretary ofAhe" Community Redevelopment Agency of the City of Grand Terrace Approved as to form City Attorney D -4- JRR0522 CERTIFICATE I ► Juanita J. Brown Secretary of the Community Redevelopment Agency of the City of Grand Terrace, do hereby certify that the foregoing Resolution was regularly intro- duced and adopted by the Community Redevelopment Agency of the City of Grand Terrace at a regular meeting thereof held on the 12th day of November , 1987 by the following vote of the Board of the Agency: AYES: Councilmembers Matteson, Pfennighausen, Grant, Evans and Shirley NOES: None ABSENT: None ABSTAINED: None IN WITNESS WHEREOF, I have hereunto set my hand this 12th day of November , 1987 . Secretary of th�� Community Redevelopment Agency of the City of Grand Terrace -5- JRR0522