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1991-02 RESOLUTION NO.. CRA 91 -02 �'. A RESOLUTION OF THE COMMUNITY REDEVELOPMENT AGENCY -�' OF THE CITY OF GRAND TERRACE APPROVING JOINT POWERS AGREEMENT BY AND AMONG THE HUNTINGTON PARK REDEVELOPMENT AGENCY , THE LANCASTER REDEVELOPMENT AGENCY AND THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF GRAND TERACE FOR THE PURPOSE OF CREATING THE HUNTINGTON PARK-LANCASTER-GRAND TERRACE HOUSING FINANCE AUTHORITY . BE IT RESOLVED BY THE COMMUNITY REDEVELOPMENT AGENCY OR THE CITY OF GRAND TERRACE, AS FOLLOWS : 1 . That the Community Redevelopment Agency of the City of Grand Terrace ( the "Agency " ) make and enter into a " Joint Exercise of Powers Agreement To Create the Huntington Park-Lancaster-Grand Td'r.race Housing Finance Authority" ( the " Joint Exercise of Powers Agreement" ) , such joint Exercise of Powers Agreement to be in substantially the form attached hereto as Exhibit A, and such Agreement is hereby approved , and the Chairman , Senior Deputy Executive Director or the Deputy Executive Director/Finance and the Secretary are hereby authorized ' and directed to execute such Joint Exercise of Powers Agreement on behalf of the Agency . 2. That the purpose of .entering into such Joint Exercise of Powers Agreement is to create the Huntington Park-Lancaster-Grand Terrace Housing Finance Authority ( the " Housing Finance Authority" ) in order to cause the refunding of the Agency ' s Residential . Mortgage Revenue Bonds , Issue of 1981 , dated March 1, 1981 ( the 1981 Bonds " ) and the Agency believes such refunding will be better served by the sale of refunding bonds to be issued by the Housing Finance Authority created in conjunction with the aforementioned other redevelpoment agencies, all in accordance with the provisions of Chapter 5 of Division - 7 of title 1 of the Government Code of the State of California , commencing with Section 6500 thereof. To effectuate such refunding , it may be necessary or desirable. to amend and restate various documents relating to the 1981 Bonds , including any servicing agreement relating to the mortgage loans financed in connection with the 1981 Bonds, the execution of various escrow' deposit agreements relating to the redemption of the 1981 Bonds, the execution of a purchase contract and bill of sale relating to the purchase or assignment of residual assets relating to the Bonds heretofore sold by the Agency and the assignment of such mortgage loans and any reserves provided for such 1981 . Bonds . Accordingly, the Chairman , or his designee , the Executive Director and the Secretary are hereby authorized and directed to execute and deliver such agreements , certificates and other documents, including any escrow deposit agreement, amended servicing agreement or purchase contract and bill of sale with respect to any residual assets with respect to "the Bonds heretofore sold by the Agency, and to take such other actions as they, ® or any of them, deem necessary or appropriate in order to cause the_ refunding and redemption of the 1981 Bonds pursuant to the Joint Exercise of Powers Agreement. RESOLUTION NO . 91 -02 PAGE 2 3. It is the finding and declaration of the Agency that the refunding of the 1981 Bonds through the issuance of refunding bonds by the aforementioned Housing Finance Authority is advantageous to the Agency and therefore serves a valid public purpose . 4. That in accordance with Section 9 of the Joint Exercise of Powers Agreement, the Executive Director is hereby designated as an initial member of the Board of Directors of the Housing Finance Authority, such member to serve at the pleasure of this Agency. 5. That the Agency staff is authorized and directed to implement the refunding and redemption of the 1981 Bonds in accordance with the Joint Exercise of Powers 'Agreement and the terms and provisions controlling the 1981 Bonds . 6 . This resolution shall take effect from and after the date of passage and adopted . ADOPTED this 16th day of July, 1991. ATTEST: Sec''retary of the Grind Terrace Ch�rman of the Grand Terrace Community Redevelopmnet Agency CWmunity Redevelopment Agency I , BRENDA STANFILL, Secretary of the City of Grand Terrace Community Redevelopment Agency, do hereby certify that the foregoing Resolution was introduced and adopted at a regular meeting of the Grand Terrace Community Redevelopment Agency of the ' City of Grand Terrace held on the 16th day of July, 1991, by the following vote : AYES : Agency Members Carlstrom, Chrisianson and Hilkey ; Vice- Chairman Grant ; Chairman Matteson NOES : None ABSENT : None ABSTAIN : None Lec Approved as to form : �ity Att rn y j EXHIBIT A l JOINT EXERCISE OF POWERS AGREEMENT TO CREATE THE HUNTINGTON PARK-LANCASTER- GRAND- TERRACE HOUSING FINANCE AUTHORITY This Agreement, dated for convenience as of July 1, 1991, is made by and between the Huntington Park-Redevelopment Agency ("Huntington Park"), the Lancaster Redevelopment Agency ("Lancaster") and the Community Redevelopment Agency of the City of Grand Terrace ("Grand Terrace") (Huntington Park, Lancaster and Grand Terrace are collectively referred to herein as the Redevelopment Agencies"), each a public body, corporate and politic, duly organized and existing under the Constitution and laws of the State of California: WITNESSETH: WHEREAS, redevelopment agencies are empowered by Chapter.8, Part 1 of Division 24 of the Health & Safety Code of the State of California (the "Act") to incur indebtedness for the purpose of financing or refinancing the construction of residences as authorized by the Act; and WHEREAS, the Redevelopment Agencies have determined that a joint exercise of powers authority should be formed to exercise their.respective powers pursuant to the Act for the purpose of refunding certain single family mortgage revenue bonds issued under the Act, such bonds being more particularly described on Exhibit A hereto; NOW, THEREFORE, the Redevelopment Agencies for and in consideration of the ..mutual promises and agreements herein...contained,.each.do agree as follows: SECTION 1. Definitions. Unless the context otherwise requires, the terms defined in this Section 1 shall for all purposes of this Agreement.have the meanings herein specified. Act The term "Act" shall mean Chapter 8, Part 1 of Division 24 of the Health &Safety Code of the-State of California commencing at Section 33750, as now in effect or as it may from time to time hereafter be amended or supplemented. - Aareement The term "Ag'reemenf shall mean this Agreement as the same now exists or may from time to time be amended by any supplemental agreement entered into and pursuant to the provisions hereof. Authority The term Authority shall mean the Huntington Park-Lancaster-Grand Terrace Housing '� Finance Authority created by this Agreement. Board The term "Board" shall mean the governing board of the Authority as described in Section 10 hereof. Bonds The term "Bonds" shall mean single family mortgage revenue refunding bonds of the Authority authorized and issued pursuant to the Joint Powers Law to effectuate the purposes of the Program. ,Joint Powers Law The term "Joint Powers Law" shall mean Article 1 through 4 (commencing with Section 6500) of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California. Obligations The term "Obligations" shall have meaning given to the term "Bonds" in Section 6585(c) of the Joint Powers Law. Prior Bond The term "Prior Bonds" shall mean the single family mortgage revenue bonds of the Redevelopment Agencies set forth in Exhibit A hereto. Program The term "Program" means the Authority's program to cause the refunding of certain single family mortgage revenue bonds of the Redevelopment Agencies, as more particularly described in Exhibit A hereto, pursuant to the Act and the Joint Powers Law. SECTION 2. Purnos@. This Agreement is made pursuant to the Joint Powers Law to provide for the joint exercise of certain powers common to the Redevelopment Agencies. The Redevelopment Agencies are each empowered by the laws of the State of California to exercise powers specified in the recitals herein including the refunding of bonds-previously issued to finance the construction of residences pursuant to the Act for the benefit of the residents of the communities. These common powers will be jointly exercised in the manner hereinafter set forth. SECTION 3. -Creation of Authority. . There is hereby created pursuant to the Joint Powers Law an authority and public entity to be known as "Huntington Park-Lancaster-Grand Terrace Housing Finance Authority". As provided in the Joint Powers Law, the Authority shall be.-a public entity separate and apart from each of the Redevelopment Agencies. i SECTION 4. Term. This Agreement shall be effective as of the date hereof and shall continue in full force and effect until January 1, 2040, or until such time as the Bonds and the interest thereon shall have been paid in full, or provisions for such payment shall have been made,.whichever is r' shorter; provided, however, that ^unless extended by an agreement'supplemental hereto executed by each of the Redevelopment Agencies, this Agreement shall terminate on December 31, 1992 in the event that none of the Bonds shall have been issued and sold on or before such date. SECTION 5. Powers: Restriction Uoon Exercise. (a) Each participating Redevelopment Agency agrees that the Authority shall have all necessary powers consistent with the Joint Powers Law (particularly Section 6546.11 thereof and other applicable sections) to issue its refunding bonds to provide funds necessary to establish sufficient escrowed funds to cause the redemption of the Prior Bonds previously issued from time to time by the Redevelopment Agencies, and each of the Redevelopment Agencies, as applicable, shall upon defeasance of the liens of the respective Prior Bonds transfer or assign to the Authority, or its designee, reserves and mortgage loans securing such Prior Bonds in order for the Authority to use such assets to securitize the Authority's Bonds and provide funds to each Redevelopment Agency in amounts described herein in Section 7 hereof. (b) The Authority is authorized on its own.to do all acts necessary for the exercise of said powers for said purposes including, but.not limited to any or all of the following: to make and enter into contracts; to accept the assignment of contracts which relate to the Program and purposes of this Agreement entered into by each of the Redevelopment Agencies prior to the establishment of the Authority; to reimburse the participating Redevelopment.Agencies for prior expenses, if any, incurred in-developing this Program pursuant to the Act;.to employ l agents and employees; to acquire, hold or dispose of property, including property subject to home mortgages; to incur debts, liabilities or obligations which do not constitute debts, liabilities or obligations of the Redevelopment Agencies, including the power to issue bonds under the Joint Powers Law; to sue and be sued in its own name; to acquire Obligations of the participating Redevelopment Agencies; to apply for letters of credit or other forms of financial guarantees in order to secure payment of the Bonds (if necessary) and to enter into agreements in connection therewith; to make and enter into bond purchase agreements, and to exercise any and all other powers as may be provided by the Joint Powers Law. (c) Such power shall be exercised subject only to such restrictions upon the manner of exercising such power as are imposed upon any of the Redevelopment Agencies in the exercise of similar powers, as provided in Section 6509 of the Joint Powers Law. (d) Subject to the applicable provisions of any indenture or resolution providing for the investment of moneys held thereunder, the Authority shall have the power to invest any money in the Authority's treasury pursuant to Section 11(b) hereof that is not required for the immediate necessities of the Authority, as the Authority determines is advisable, in the same manner and upon the same conditions as local agencies pursuant to Section 53601 of.the Government Code of the State of California. SECTION 6. C000eration. Each Redevelopment Agency agrees to undertake such further proceedings or actions as may be necessary in order to carry out the terms and the intent of this Agreement; and each Redevelopment Agency further agrees to refrain from taking any actions which would, to its knowledge, tend to adversely affect the rating on the Bonds. SECTION 7. Allocation of Residual and'Other Assets. The Authority hereby agrees to allocate all excess cash flow, money, assets and residuals derived from the financing contemplated by this Agreement among each of the participating Redevelopment Agencies in a manner to be mutually agreed to by all parties hereto prior to the issuance of any Bonds by the Authority. Such allocation shall be agreed to in writing and shall comply with all Federal tax law requirements. SECTION 8. Termination of Powers,. The Authority shall continue to exercise the powers herein conferred upon.it until the termination of the Agreement or until the Redevelopment Agencies shall have mutually rescinded this Agreement, except that if any Bonds are issued and delivered, then in no event. shall the exercise of powers herein granted be terminated until all Bonds so issued and delivered and the interest thereon shall have been paid or provision for such payment shall have been made. SECTION 9. Governina Board. (a) The Authority shall be administered by the Board which shall consist of three members, each serving in his or her individual capacity as a member of the Board. (b) One member and one alternate member of the Board shall be appointed by Huntington Park. One member-and one alternate member of the Board;shall be appointed by Lancaster. -One member and one alternate member of the Board shall be appointed by Grand � Terrace. (c) Initial members and alternate members of the Board shall serve fora term of three years. Successors to such members shall be selected in the manner in which the respective initial member was selected and shall serve a term of three years. Any appointment to fill an unexpired term, however, shall be for such unexpired term. The term of office of any member or alternate member of the Board may be terminated at any time with or without.justification by a majority vote of the Redevelopment Agency which appointed such member. (d) Board members and alternates shall be officials or employees of the appointing Redevelopment Agency. (e) When the Board member is not present at a Board meeting, then an alternate member appointed by that Authority may serve in his or her place with full authority. (f) Members of the Board shall not receive any compensation for serving as such, but shall be entitled to reimbursement for any expenses actually incurred in connection with serving as a member*.of the Board if the Board shall determine that such expenses shall be reimbursed and there are funds available for such purpose. SECTION 10. Meetinas of the Board. (a) The Board shall hold at least one regular meeting each year, and by resolution, .may provide for the holding of regular meetings at more frequent intervals. The regular meeting of the Board shall be held in the offices of the City of Lancaster or at such other place and upon such date and at-such hour as may be fixed from time to time by resolution of the Board. - -- (b) The first Board meeting shall be held as soon as possible from the effective date of this Agreement as shall be mutually agreed to by the parties hereto. (c) Special meetings of the Board may be called in accordance with the provisions of Section 54956 of the Government Code of the State of California. (d) All meetings of the Board shall be called, noticed held and conducted subject to the provisions of the Ralph M. Brown Act (Chapter 9 of Part 1 of Division-2 of the Government Code of the State of California, commencing with Section 54950 thereof). (e) The secretary of the Authority shall cause minutes of all meetings of the Board to be kept and shall, as soon as possible after each meeting, cause a copy of the minutes to be forwarded to each member of the Board and to each Redevelopment Agency. (f). The attendance of four members of the Board shall constitute a quorum for the transaction of business, and the affirmative votes of a majority of the members present shall be necessary to take any Board action, except that less than a quorum may adjourn from time to time. Each member of the Board shall have one vote. (g) The Board may adopt, from time to time, such bylaws and other rules and regulations for the conduct of its meetings as are necessary for the purposes hereof. SECTION 11. Officers: Duties: Official Bonds. (a) The Board shall elect a chairman of the Authority and a vice-chairman of the Authority from among its members, and shall have a secretary of the Authority who shall'be the Board member representing Grand Terrace, who shall also serve as Administrative Officer to carry out the day-to-day responsibilities of the Authority and who may, but need not, be a member of the Board. It is the intention of the parties hereto that the agency employing the Administrative Officer will assume the responsibility for carrying out the administrative functions of the Authority and shall be reimbursed for its costs and expenses from available revenues. (b) Subject to the applicable provisions of any indenture or resolution providing for a trustee or other fiscal agent, the Administrative Officer is designated as the depository of the Authority, to have custody of all the money of the Authority, from whatever source, and, as such, shall have the powers, duties and responsibilities specified in Sections 6505 and 6505.5 of the Joint Powers Law. The Board shall require the filing of an official bond with respect to such Administrative Officer and any other persons designated by the Board having charge of, custody or access to any property of the Authority, in such amount as it determines reasonable by the Board, all in accordance with Section 6505.1 of the Joint Powers Law. (c) The Board shall have the power to appoint such other officers and employees as it may deem necessary and to retain independent counsel, consultants and accountants. SECTION 12. Budget. (a) The Authority shall prepare an annual budget of revenues and expense in each fiscal year which shall be from July 1 to June 30. Such budget shall also show the revenues and expenses anticipated in connection with the Program for which revenue bonds, notices or other evidences of indebtedness are outstanding. All expenses of the Authority shall be paid from revenues or funds derived in connection with the Program. (b) Unless and until changed by resolution of the Board, the fiscal year of the Authority shall be the period from July 1 of each year to and including the following June 30, except for the first fiscal year, which shall be the period from the date of this Agreement to June 30, 1992. SECTION 13. Disoosition of Assets. (a) In the event that Bonds.are issued as contemplated herein, then at the end of the term hereof, or upon the earlier terminating of this Agreement, all assets of the Authority including all home mortgages and property acquired as a result of the joint exercise of powers under this Agreement, shall be distributed to each Redevelopment Agency in accordance to the allocation formula to be agreed upon pursuant to in Section 7 hereof. (b) In the event that Bonds are not issued, then any and all assets of the Authority shall be distributed to the respective grantors or assignors thereof. After the completion of the .purpose of this Agreement, any surplus money on hand shall be returned to each Redevelopment Agency in proportion to any of their respective contributions made, or based on the allocation formula to be agreed upon pursuant to Section 7 hereof. SECTION 14. Bonds. Subject to the notice requirement set forth in Section 6503.7 of the Joint Powers Law and Section 25 hereof, the Authority shall have the power to issue Bonds, at any time, in accordance with the provisions of the Act and the Joint Powers Law for the purpose of raising funds necessary to carry out its powers under this Agreement and shall also have the power to issue any other forms of indebtedness authorized by the Joint Powers Law-in accordance with the provisions of the Joint Powers Law for such purpose. SECTION 15. Agreement Not Exclusive. This Agreement shall not be exclusive and the Redevelopment Agencies expressly reserve their respective rights to carry out other home financing programs under the Act and to issue other obligations for such purposes except as provided by Section 5 hereof. This Agreement shall not be deemed to amend or alter the terms of other agreements between each Redevelopment Agency, except as expressly provided herein. SECTION 16. Contribution. Advances and Prior Expenses: Assianment of Contacts,. (a) On a voluntary basis, contributions or advances of public funds and of personnel, services, equipment or property may be made to the Authority by the Redevelopment Agencies for any of the purposes of this Agreement. Any such advance may be made subject to repayment, and in such cases shall be repaid in the manner agreed upon by the Redevelopment Agencies, as the.case may be, and the Authority, at the time of making such advance. (b) Expenses incurred prior to Bond sale, such as the cost of Bond rating and the printing of, the official statement, shall be allocated between the parties to this Agreement in accordance with the allocation formula to be agreed to pursuant to Section 7 hereof. SECTION 17. Accounts and Reoorts. (a) The Authority shall establish and maintain such funds and accounts as may be required by good accounting practice and by any provision of any resolution or indenture of the Authority securing the Bonds. The books and records of the.Authbrity shall be open to Inspection at all reasonable times to the Redevelopment Agencies and their representatives. The Authority shall give an independent audited written report of all financial activities for each fiscal year to the Redevelopment Agencies, within 120 days after the close of each .fiscal year. (b) The Administrative Officer of the Authority shall either make or contract with a certified public accountant or public accountant to make an annual audit of the accounts and records of the Authority. In each case the minimum requirements of the audit shall be those prescribed by the State Controller for special districts under Section 26909 of the Government Code of the State of California or its•successor statute, and shall conform as closely as possible to generally accepted auditing standards. When such an audit of accounts and records is made by a certified public accountant or public accounts and records is thereof shall be filed as a public record with the Redevelopment Agencies and also with the County Auditor of the Counties where each Redevelopment Agency is located. Such report shall be filed within 12 months of the end of the fiscal year under examination. (c) Any cost of the audit, including contracts.with, or employment of, certified public accountants or public accountants in making an audit pursuant to this Section, shall be borne by the Authority and shall be a charge against any unencumbered funds of the Authority available for said purpose. (d) In any year in which the annual budget of the Authority does not exceed five hundred dollars ($500), the Board may, by unanimous vote, replace the annual special audit with an audit covering a two-year period. (e) All the books, records, accounts and files referred to in this Section.shall be open to the inspection of holders of any Bonds to the extent and in the manner provided in any resolution or indenture providing for the issuance of Bonds. SECTION 18. Breach. If default shall be made by any Redevelopment Agency with respect to any agreement contained in this Agreement, such default shall not excuse the defaulting party from fulfilling its obligations under this Agreement and all parties shall continue to be liable for the performance of all conditions herein contained. The Redevelopment Agencies hereby declare that this Agreement is entered into for the benefit of the Authority created hereby, and the Redevelopment Agencies hereby grant to the Authority the right to enforce by whatever lawful means the Authority deems appropriate all of the obligations of each of the parties hereunder. Each and all of the remedies given to the Authority hereunder or by any law now or hereafter enacted are cumulative, and the exercise of one right or remedy shall not impair the right of the Authority to any or all other remedies. SECTION 19. Liability Indemnification and Insurance..- (a) The debts, liabilities and'obligations of the Authority shall not constitute debts, liabilities or obligation.of the Redevelopment Agencies. No member shall be liable for any indebtedness of the Authority except that which is expressly consented to by the respective Redevelopment Agency. All persons dealing with the Authority shall be hereby notified that no party to this Agreement shall be liable for the debts of the Authority. (b) The Board may obtain. and carry appropriate insurance coverage in an amount deemed appropriate by the Board which sum shall be increased from time to time in accordance with prudent insurance coverage practice. SECTION 20. Severability. ` Should any part, terms, or provision of this Agreement be decided by the courts to be Illegal or in conflict with any law of the State of California or otherwise be rendered unenforceable or ineffectual, the validity of the remaining parts, terms or provisions hereof shall not be affected thereby. SECTION 21. Successors: Assianment. This Agreement shall be binding upon and shall inure to the benefit of the successors of the parties. Except to the extent expressly provided herein, the parties may not assign any right or obligation hereunder without the consent of both other parties. SECTION 22. Amendment of Aare m n . This Agreement may be amended by supplemental agreement executed by the Redevelopment Agencies (a) at any time prior to the issuance of Bonds or (b) at any time after the issuance of Bonds subject to the conditions and restrictions set forth in the resolution or indenture authorizing the issuance of Bonds. SECTION 23. Form of ADDrovalS. Whenever an approval is required in this Agreement, unless the context specifies otherwise, it shall be given by resolution*duly and regularly adopted by the Authority whose consent is required, and in the case of the Authority by resolution duly: and regularly adopted by the Board. Whenever in this Agreement any consent or approval is required, the same shall not be unreasonably withheld. SECTION 24. Law Governina. This Agreement is made in the State of California under the constitution and laws of the State of California and is to be so construed under such laws. SECTION 25. Filina of Notice of Aareement with.Secretary of State. The Administrative Officer shall file within 30 days of the effective date of this Agreement a notice with the Secretary of State of the State of California setting forth the name of each party to this Agreement; the date upon which this Agreement became effective; a statement of the purpose of this Agreement or power to be exercised, and a description of any amendment or amendments made to this Agreement, if any. SECTION 26. Section Headinas. All section headings contained herein are for convenience or reference only and are. not intended to define or limit the scope of any provision of this Agreement. IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed and attested by their proper officers thereunto duly authorized, and their official seals to be hereto affixed, as of the day and year first above written. Attest: Huntington Park Redevelopment Agency Secretary By: Approved as to form: Agency Attorney Attest: Lancaster Redevelopment Agency Secretary By: Approved as to form: Agency Attorney Attest: Community Redevelopment Agency of City of Grand Terrace Secretary By: Approved as to form: Agency Attorney EXHIBIT A (To Joint Powers Agreement) The Huntington Park Redevelopment Agency Single Family Residential Mortgage Revenue Bonds, Issue of 1980, dated February 1, 1980. The Lancaster Redevelopment 'Agency Residential Mortgage Revenue Bonds, 1980 Series A, dated March 1, 1980. The Community Redevelopment Agency of the City of Grand Terrace Residential Mortgage Revenue Bonds, Issue of 1981, dated March 1, 1981. A-1